See life-event cash flow outlook
Kids, a home, a new job—you know the dates.
But you can’t see when cash flow will get tight. Add big expenses you expect—tuition, a wedding, a home purchase—to paychecks and fixed bills, and your money outlook ahead appears as one line. No daily budgeting required.
Beta waitlist open · Pro planned from $4.99/mo

Not a ledger of the past—an outlook for what’s ahead.
MOSHIMO forecasts your cash outlook several years ahead by layering major life events—marriage, childbirth, parenting, education, home purchases—on top of your regular income and expenses. Enter the big events you expect, roughly: when they happen and how much you’ll need. You’ll see when cash flow gets tight and how much breathing room you have.
- Baby & parental leave
- Education costs
- Home & moving
- Job change
- Caregiving

Spot the tight month early
Lowest balance in the period plus outlook and safe-to-spend—so you can tell if you’ll make it through before you hit the bottom.

Layer in life events
Weddings, kids, education costs, a home purchase, a job change—layer upcoming shifts in income and expenses on one balance timeline.

What if the assumptions change?
For example: “private school,” “move homes,” or “skip the trip.” Try different scenarios and see how your cash flow changes.
Beta
Join the beta waitlist
If a wedding, baby, home purchase, or job change is ahead and you still can’t see when cash gets tight—we’ll email beta invites and updates. No spam.